Capital Receipts=Recovery of Loans+Other receipts+Borrowings and Other Liabilities
Total Receipts = Revenue receipts + Capital receipts
Total Expenditure= Non-plan expenditure + Plan expenditure
Revenue non-plan expenditure, includes interest payments
Revenue plan expenditure
Capital non-plan expenditure
Capital plan expenditure
Revenue Deficit= Total expenditure- Revenue receipts
Fiscal deficit= Total expenditure - Revenue receipts- Recovery of loans-other receipts
Primary deficit= Fiscal deficit-interest payments
Key Fiscal indicators are expressed as a ratio to GDP at current market prices.
Source: Ceteris Paribus
Finance Equations & Answers (Quickstudy: Academic)
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Ok, let's re-evaluate
You raised a couple of good points, but I think some things are still unnecessarily tangled. Whether or not it makes financial sense at all to buy a new car is a separate question from how to pay for it. Also, whether or not a low interest rate is attained only because there is a higher price is also a separate issue. They're both important in the final calculus, but not in deciding whether or n...e that I didn't consider and it changes the equations. I will re-calc and see how it comes out.
I didn't include the tax implications because I figured the difference was big enough, but it is worth considering now.
As to write-offs, you generally can't write off the interest on a car loan anyway unless it's for a business, which is generally not an option, so not worth considering.
Some other things to consider
If you really enjoy engineering, I don't want to talk you out of it because there is a tremendous amount to be said for loving what you do.
But there are different aspects of your work that you may like. If you like the lifestyle of an engineer (in terms of casual lifestyle requirements - but you know you need to be hands on with your money because you don't trust others to watch your mon...Option Pricing model (that is differential equations) actuaries are the ones who do that work. It is interesting stuff.
Intellectually, I think the challenges are probably similiar to be an engineer, but financially, I think the finance tract probably pays better. (for whatever reason salaries increase with proximitiy to money).
You seem to have an aptitude here, why not explore it?
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