Gruh finance
Gruh Finance Ltd, a subsidiary of HDFC Ltd, has reported a 30 per cent rise in profit-after-tax in the quarter ended June 30, 2012, compared to the corresponding period in the last financial year.
While the company’s PAT was Rs 26.72 crore (Rs 20.55 crore), its loan disbursement was Rs 440.64 crore (Rs 321.56 crore), a growth of 37 per cent, according to a press release here.
Cumulative loan disbursements as of June 30, 2012 were Rs 7, 783.03 crore. Gross NPAs stood at Rs 29.73 crore or 0.68 per cent (total loan outstanding portfolio of Rs 4, 349.51 crore).
An additional provision for contingencies of Rs 4.94 crore has been made for the NPAs during the quarter. As a result, net NPAs as of June 30, 2012 were Rs 3.68 crore, indicating net NPAs to loans of 0.08 per cent.
Deposits portfolio has increased to Rs 528.37 crore (Rs 282.94 crore).
The company has a network of 124 retail offices across seven states.
Source: WealthWisdom
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