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Yep and many states offer subsidies to buy them

2011-10-19 22:42:07 by geekster

How do you think they got their current plant?
They also got about $500 million govt guaranteed loan and their pricing is based on Federal and State "incentives" (subsidies) to the buyer.
Tesla electric car assembly plant (2008-2010)
Tesla Motors, whose mission is to bring high-performing, stylish (and expensive) cars to the emerging electric-vehicle sector, has been wooed by v...ther an $8.7 million subsidy package. However, in May 2010 Tesla announced a deal with Toyota to use the recently closed NUMMI plant in Fremont, a facility that the Japanese automaker had previously operated in a joint venture with General Motors. In addition to selling the NUMMI plant (without its equipment) to Tesla for $42 million, Toyota agreed to invest $50 million in the electric car firm.

Response

2006-03-06 11:31:56 by SMP

I say you are doing good. By insurance, I meant disability and life insurance. If you get hurt and can't work...what do you do? Are either of you dependent on the other for income? I'd suggest at least getting two term policies to pay off the mortgage and cars. It's very cheap. At your age, you and you wife can both get $100,000 policies for $25 or so.
Also, what I meant by the car is that...0 month term at 6.75% interest rate. 30k is lowballing for a BMW, too. You end up paying $5430 in interest.
Another way to look at it is this: If you could invest money at a 6.75% fixed and guaranteed rate...would you do it? I would. That is what you would be doing by shortening the term. Look at the opportunity cost.
But again, the short answer to your question: you're doing great.

Seeking feedback

2012-05-20 19:51:49 by gottaask12

I went to a dealership with my son to help him buy a car as this is his first time. He is a first time car buyer. He did get a cash for clunkers voucher to help him with this.
He found a car he liked, test drove it and sat down to discuss the details. The price of the car was listed at $12,995. When we sat down, the paperwork stated the car was $15,225. I told the finance guy that was the ...han the cash for clunkers voucher...money guaranteed by the state! The guy told us that his trade in was only worth $500 and that is all they would get at the salvage yard. I explained the voucher was for the trade-in and they were not allowed, by law, to collect any monies for the car. He said they do anyway...huh??????
Needless to say we got up and walked out but this can't be right?!?!?

My philosophy

2004-07-05 00:17:21 by dO_Ob

I had insane appreciation in the 70s and 80s and kept leveraging up. Without getting into too much detail, I walked away from about $30 million in real estate and lost about $10 million. Easy come, easy go.
I NEVER look at the "tax advantages" of owning a home EXCEPT for the tax-free sale of a principal residence. ALL tax deductions do is reduce the cost of the expenses. I'd rather pay no ...mething more than a guaranteed 6%? I already have a hard enough time investing all my other cash.
The ONLY difference from mortgage debt, car finance debt or credit card debt is that mortgage debt is deductible IF you itemize. All things being equal, I'd rather have a 2% car loan than a 6% mortgage (4% after tax). Debt is debt and it's all bad when it exceeds your personal "cost of money."

Many states offer subsidies to buy them

2011-10-19 22:48:13 by geekster

How do you think they got their current plant?
They also got about $500 million govt guaranteed loan and their pricing is based on Federal and State "incentives" (subsidies) to the buyer.
Tesla electric car assembly plant (2008-2010)
Tesla Motors, whose mission is to bring high-performing, stylish (and expensive) cars to the emerging electric-vehicle sector, has been wooed by v...ther an $8.7 million subsidy package. However, in May 2010 Tesla announced a deal with Toyota to use the recently closed NUMMI plant in Fremont, a facility that the Japanese automaker had previously operated in a joint venture with General Motors. In addition to selling the NUMMI plant (without its equipment) to Tesla for $42 million, Toyota agreed to invest $50 million in the electric car firm.

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